KAISER 3-IN-1 SAVINGS PLAN
Why is it good to get Kaiser 3-in-1 ?
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7 years of saving/investing only.
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13 years of waiting for the Maturity.
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You will have the following benefits: Healthcare (short-term & long-term), Life Insurance and Investment.
Long-Term Healthcare
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Traditional HMOs (Health Maintenance Organizations) are only short-term. You pay an annual premium for a certain healthcare coverage. Whether you use it or not, you will still pay every year if you want to continue the healthcare coverage.
At Kaiser, it can be short-term or long-term. If you avail it and suddenly get sick you can use the healthcare benefits.
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What if you don't get sick? It's OK! Because Kaiser is also long-term healthcare where your premium is not wasted and you can still use it for future needs.
Life Insurance
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In traditional HMO (Health Maintenance Organization) wherein healthcare plans are being offered as just purely healthcare.
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At Kaiser, it's not just healthcare. There is also Life Insurance coverage where the family is protected.
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For example, if something happens to the policyholder, its beneficiaries will receive insurance benefits from Kaiser.​
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In addition, there is Waiver of Installment due to Death, Waiver of Installment due to Total and Permanent Disability and Transfer of Kaiser Policy to the Principal Beneficiary.
Investment
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Besides healthcare and life protection,
Kaiser also has investments.
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If you are healthy and do not use your healthcare coverage, Kaiser will give you a BONUS at the Maturity of your 3-in-1 Savings Plan.
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You will get the lump sum after the 20th year of your plan. You also have the option to just retain it so your money can grow.
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If you only save for 7 years, you will get a large amount in the Maturity Period of your Saving Plan. It's like you have a pension that you can take every month because your investment is as good as cash.
